Today's Mortgage Rates
We’re all about community. So nothing makes us happier than helping our neighbors get the home of their dreams. Whether you come in or apply online, we’ll be there for you every step of the way.
Your new home could be just a click away. Now you can apply for a home loan online. We offer 30- and 15- year fixed rate and adjustable rate mortgages.
Bank of Stockton protects the privacy of its customers and does not sell your information. However, when processing a loan application, the Bank is required to obtain a credit report from one of the four major credit bureaus: Experian, Equifax, TransUnion and Innovis. In order to do this, the Bank must provide your personal information to one of these agencies. Please note that these agencies are independent third-party vendors and are not subsidiaries or affiliates of the Bank and therefore, the Bank has no control over how they conduct business. This means that these agencies can provide your information to other credit or insurance companies, which can result in your receiving other credit offers. If you do not want your information shared with other credit or insurance companies, we strongly suggest that you opt-out by calling 888-567-8688 or opt-out online at www.OptOutPrescreen.com
Rates are current as of today's date and are subject to change without notice
Our Bank does not charge loan “Points”, however, we do charge Loan Origination fees, which are reflected in our APR calculations. Please see the product details under “Check Rates”.
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OUR LENDING SERVICE AREA
We are proud to loan money directly back into the communities that we serve to help our customers and our communities grow and prosper. As such, our lending area encompasses the counties of Alameda, Amador, Calaveras, Contra Costa, Merced, Napa, Sacramento, San Joaquin, Solano, Stanislaus, Tuolumne, and Yolo. If you reside within our lending service area or have had a previous loan with us, we welcome your application.
