Personalized Checking Accounts Designed to Meet Your Needs
Checking Plans
A variety of Checking Plans for the way you want to bank
Bank of Stockton has a number of ways to avoid service charges, and all accounts include Internet Banking, Bill Pay, Mobile App with Mobile Deposit and Mobile Bill Pay, Text Alerts, Online and Mobile Security, Balance and Transaction Alerts, Debit Card, and 24 Hour Phone Banking.
Not sure? Compare Checking Plans
E-Checking
Allows two ways to enjoy no fee checking with convenient and timely e-statements.
E-Checking
Features & Benefits
- Timely E-statements
- Unlimited check writing privilege
- Electronic Statement Requirement
Opening Deposit
- $100
Interest
- N/A
Monthly Fee
- $4.00 includes electronic statement with check images
Ways to Avoid Monthly Fee
- Monthly direct deposit to this account or
- 12 debit card point-of-sale (POS) transactions per statement cycle
- For students, the monthly fee is waived
E-Checking
Allows two ways to enjoy no fee checking with convenient and timely e-statements.
Features & Benefits of E-Checking
- Timely E-statements
- Unlimited check writing privilege
- Electronic Statement Requirement
Opening Deposit
- $100
- Interest Not Applicable
Monthly Fee
- $4.00 includes electronic statement with check images
Ways to Avoid Monthly Fee
- Monthly direct deposit to this account or
- 12 debit card point-of-sale (POS) transactions per statement cycle
- For students, the monthly fee is waived
Economy Checking
Features a low fee for infrequent check writers, plus the statement option of your choice
Economy Checking
Features & Benefits
- Low fee for infrequent check writers
-
Allows 15 checks per month
(Additional $0.50 charge for each check over 15 per month )
- No minimum balance requirements
- Unlimited ATM use at all Bank of Stockton ATMs
Opening Deposit
- $100
Interest
- N/A
Monthly Fee
-
$2.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- For students, the monthly fee is waived
Economy Checking
Features a low fee for infrequent check writers, plus the statement option of your choice
Features & Benefits of Economy Checking
- Low fee for infrequent check writers
-
Allows 15 checks per month
(Additional $0.50 charge for each check over 15 per month )
- No minimum balance requirements
- Unlimited ATM use at all Bank of Stockton ATMs
Opening Deposit
- $100
- Interest Not Applicable
Monthly Fee
-
$2.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- For students, the monthly fee is waived
Unlimited Checking
Unlimited check writing privileges, 3 ways to enjoy no fee checking, and your choice of statements.
Unlimited Checking
Features & Benefits
- Three ways to enjoy no fee checking
- Timely e-statements
- Unlimited check writing privileges
Opening Deposit
- $100
Interest
- None
Monthly Fee
-
$6.00
(Add $1.A00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $750 or
- Maintain an average daily collected balance of $1,500 or
- Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
Unlimited Checking
Unlimited check writing privileges, 3 ways to enjoy no fee checking, and your choice of statements.
Features & Benefits of Unlimited Checking
- Three ways to enjoy no fee checking
- Timely e-statements
- Unlimited check writing privileges
Opening Deposit
- $100
Interest
- None
Monthly Fee
-
$6.00
(Add $1.A00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $750 or
- Maintain an average daily collected balance of $1,500 or
- Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
Interest Checking
Unlimited check writing privileges, no fee checking, your choice of statement options.
Interest Checking
Features & Benefits
- Unlimited check writing privileges
- Three ways to enjoy no fee checking
- Your choice of statement options, interest bearing account
Opening Deposit
- $100
Interest
-
Interest is compounded daily and paid monthly on collected balances
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
Monthly Fee
-
$8.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $1500 or
- Maintain an average daily collected balance of $3,000 or
- Maintain a combined average daily collected balance of $10,000 in related deposit accounts (savings, checking and money market accounts)
Interest Checking
Unlimited check writing privileges, no fee checking, your choice of statement options.
Features & Benefits of Interest Checking
- Unlimited check writing privileges
- Three ways to enjoy no fee checking
- Your choice of statement options, interest bearing account
Opening Deposit
- $100
Interest
-
Interest is compounded daily and paid monthly on collected balances
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
Monthly Fee
-
$8.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $1500 or
- Maintain an average daily collected balance of $3,000 or
- Maintain a combined average daily collected balance of $10,000 in related deposit accounts (savings, checking and money market accounts)
Private Reserve 50 Plus
Benefits for customers aged 50 and older, including unlimited check writing privileges
Private Reserve 50 Plus
Features & Benefits
- Features a package of benefits for customers aged 50 and older
- Unlimited check writing privileges
- 2 cashier's checks per month at no charge
- Small safe deposit box at no charge
Opening Deposit
- $100
Interest
-
Interest is compounded daily and paid monthly on collected balances
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
Monthly Fee
-
$3.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $750 or
- Maintain an average daily collected balance of $1,500 or
- Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
Private Reserve 50 Plus
Benefits for customers aged 50 and older, including unlimited check writing privileges
Features & Benefits of Private Reserve 50 Plus
- Features a package of benefits for customers aged 50 and older
- Unlimited check writing privileges
- 2 cashier's checks per month at no charge
- Small safe deposit box at no charge
Opening Deposit
- $100
Interest
-
Interest is compounded daily and paid monthly on collected balances
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
Monthly Fee
-
$3.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $750 or
- Maintain an average daily collected balance of $1,500 or
- Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
Choose Your Plan
Manage your money easier with checking plans that meet your specific needs
E-checking
Economy checking
Unlimited checking
Interest checking
Private reserve 50 plus
Features & Benefits
- Timely E-statements
- Unlimited check writing privilege
- Electronic Statement Requirement
- Low fee for infrequent check writers
- Allows 15 checks per month(Additional $0.50 charge for each check over 15 per month )
- No minimum balance requirements
- Unlimited ATM use at all Bank of Stockton ATMs
- Three ways to enjoy no fee checking
- Timely e-statements
- Unlimited check writing privileges
- Unlimited check writing privileges
- Three ways to enjoy no fee checking
- Your choice of statement options, interest bearing account
- Features a package of benefits for customers aged 50 and older
- Unlimited check writing privileges
- 2 cashier's checks per month at no charge
- Small safe deposit box at no charge
Opening Deposit
- $100
- $100
- $100
- $100
- $100
Interest
- N/A
- N/A
- None
- Interest is compounded daily and paid monthly on collected balances(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
- Interest is compounded daily and paid monthly on collected balances(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
Monthly Fee
- $4.00 includes electronic statement with check images
- $2.00(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
- $6.00(Add $1.A00 for paper statements, add $2.00 for paper statements with history and images )
- $8.00(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
- $3.00(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- Monthly direct deposit to this account or
- 12 debit card point-of-sale (POS) transactions per statement cycle
- For students, the monthly fee is waived
- For students, the monthly fee is waived
- Maintain a minimum daily balance of $750 or
- Maintain an average daily collected balance of $1,500 or
- Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
- Maintain a minimum daily balance of $1500 or
- Maintain an average daily collected balance of $3,000 or
- Maintain a combined average daily collected balance of $10,000 in related deposit accounts (savings, checking and money market accounts)
- Maintain a minimum daily balance of $750 or
- Maintain an average daily collected balance of $1,500 or
- Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
Choose Your Plan
Manage your money easier with checking plans that meet your specific needs
Features & Benefits
Opening Deposit
Interest
Monthly Fee
Ways to Avoid Monthly Fee
E-Checking
- Timely E-statements
- Unlimited check writing privilege
- Electronic Statement Requirement
- $100
- N/A
- $4.00 includes electronic statement with check images
- Monthly direct deposit to this account or
- 12 debit card point-of-sale (POS) transactions per statement cycle
- For students, the monthly fee is waived
Economy Checking
- Low fee for infrequent check writers
-
Allows 15 checks per month
(Additional $0.50 charge for each check over 15 per month )
- No minimum balance requirements
- Unlimited ATM use at all Bank of Stockton ATMs
- $100
- N/A
-
$2.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
- For students, the monthly fee is waived
Unlimited Checking
- Three ways to enjoy no fee checking
- Timely e-statements
- Unlimited check writing privileges
- $100
- None
-
$6.00
(Add $1.A00 for paper statements, add $2.00 for paper statements with history and images )
- Maintain a minimum daily balance of $750 or
- Maintain an average daily collected balance of $1,500 or
- Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
Interest Checking
- Unlimited check writing privileges
- Three ways to enjoy no fee checking
- Your choice of statement options, interest bearing account
- $100
-
Interest is compounded daily and paid monthly on collected balances
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
-
$8.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
- Maintain a minimum daily balance of $1500 or
- Maintain an average daily collected balance of $3,000 or
- Maintain a combined average daily collected balance of $10,000 in related deposit accounts (savings, checking and money market accounts)
Private Reserve 50 Plus
- Features a package of benefits for customers aged 50 and older
- Unlimited check writing privileges
- 2 cashier's checks per month at no charge
- Small safe deposit box at no charge
- $100
-
Interest is compounded daily and paid monthly on collected balances
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
-
$3.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
- Maintain a minimum daily balance of $750 or
- Maintain an average daily collected balance of $1,500 or
- Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
All Checking Plans features
Internet and Mobile Banking
Bill Pay
Telephone banking inquiries
Unlimited ATM Usage
Free lobby visits