Careers

SUMMARY

Incumbent should be familiar with the Bank of Stockton’s Loan Systems and its’ procedures.  They should also have acquired the skill necessary to read Financial Statements for the purpose of preliminary analysis and risk evaluation.  And lastly they should be conversant with; spreadsheet programs, word-processing techniques and database management as it relates to report generation. This position directly impacts the performance of the commercial lending department by properly administrating financial analysis within the banks’ lending portfolio.

ESSENTIAL DUTIES

Key duties should be viewed as a platform to grow and mature.  These duties include, but are not limited to, the following:

• input the ticklers and covenants on loans directly after boarding
• be a resource for those that require assistance in maintaining ticklers
• work with the manager to keep the systems updated
• work with the manager to assist in testing and implementing processes in Sageworks
• Work with the manager to assist in changes to the system utilizing the bank’s change control process.
• Work on any special projects as needed

SECONDARY DUTIES

The position of Sageworks System Specialist performs duties specific to the position and other functions as assigned.

COMPLIANCE RESPONSIBILITIES

The employee must be able to take and pass all the required regulatory training as outlined by the Bank on a quarterly basis.

This employee must adhere to all security related procedures of the Bank including Branch security, protection of customer information and security as it relates to the Bank's internet and technology systems.

SUPERVISORY RESPONSIBILITY

This position is not responsible for the supervision of any employees within the branch.

ENVIROMENTAL AND PHYSICAL ACTIVITY

The Sageworks Systems Specialist is in a non-confined office-type setting in which he or she is free to move about at will.  It may include some minor annoyances such as noise, odors, drafts, etc,

This employee in the course of performing this position spends time writing, typing, speaking, listening, lifting up to 15 pounds, carrying, sitting, pulling, walking, standing, squatting, kneeling and reaching.

This employee for this position may operate any or all of the following:  telephone, cellular telephone, copy and fax machines, adding machine (calculator), check protector, encoder, money counter, typewriter, computer terminal, personal computer and related printers.

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

MENTAL DEMANDS

Employee must be able demonstrate their ability to read documents or instruments, detailed work, problem solving, customer contact, reasoning, language, presentations, verbal and written communications, analytical reasoning, multiple concurrent tasks and frequent interruptions.    

MINIMUM REQUIREMENTS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position.  The requirements listed below are representative of the knowledge, skill and /or ability required to perform the position in a satisfactory manner.  Individual’s abilities may result in some deviation from these guidelines. 

• Basic knowledge of Balance Sheet & Profit and Loss/Tax Returns, Credit Reports and its impact on credit quality
• Strong PC skills (word-processor, spreadsheets and database management)
• Must be familiar or able to learn the Sageworks commercial platform
• Effective oral and written communication skills
• Good interpersonal skills

LOCATION

301 E Miner Ave

Stockton, CA 95201

HOURLY PAY RANGE

16.50-30.00

SUMMARY

Performs administrative and processing activities related to real estate, commercial, agriculture and consumer loans.                  

ESSENTIAL DUTIES

• Process documents associated with commercial, agriculture and real estate payoffs.
• Review new, renewed or modified loans booked on the system to validate fields and codes according to documentation.
• Update loan records as needed.
• Update/Monitor loan tickler and missing document reports.
• Maintain original loan documentation files for all types of loans.
• Handle routine to complex incoming phone calls.
• Research and resolve routine to moderately complex customer issues and/or complaints.
• Prepare customer correspondence as needed.
• Process monthly loan statements.
• Assist with other duties and responsibilities as needed.  

SECONDARY DUTIES

 The position of Loan Servicing Assistant performs duties specific to the position and other functions as assigned.   

COMPLIANCE RESPONSIBILITIES

Must be familiar with loan related regulations and receive training on a regular basis as appropriate.  This includes but in not limited to Reg B, Reg Z and Branch Closing Procedures.  The Loan Documentation Assistant I must follow all policies and procedures as set forth by the Bank as well as any regulations.

The employee must be able to take and pass all the required regulatory training as outlined by the Bank on a quarterly basis.

This employee must adhere to all security related procedures of the Bank including Branch security, protection of customer information and security as it relates to the Bank's internet and technology systems.

SUPERVISORY RESPONSIBILITY

This position is not responsible for the supervision of any employees within the branch.

ENVIROMENTAL AND PHYSICAL ACTIVITY

The Loan Assistant is in a non-confined office-type setting in which he or she is free to move about at will.  It may include some minor annoyances such as noise, odors, drafts, etc,

This employee in the course of performing this position spends time writing, typing, speaking, listening, lifting up to 15 pounds, carrying, sitting, pulling, walking, standing, squatting, knelling and reaching.

This employee for this position may operate any or all of the following:  telephone, cellular telephone, copy and fax machines, adding machine (calculator), check protector, encoder, money counter, typewriter, computer terminal, personal computer and related printers.

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

MENTAL DEMANDS

Employee must be able demonstrate their ability to read documents or instruments, detailed work, problem solving, customer contact, reasoning, language, presentations, verbal and written communications, analytical reasoning, multiple concurrent tasks and frequent interruptions.    

MINIMUM REQUIREMENTS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position.  The requirements listed below are representative of the knowledge, skill and /or ability required to perform the position in a satisfactory manner.  Individual’s abilities may result in some deviation from these guidelines.

• Basic math skills
• Loan processing experience preferred
• Notary Public
• Attention to details
• Customer service skills
• Organization skills
• Oral Communication skills
• Knowledge of Microsoft Office (Word & Excel)
• Experience in loan documentation preferred
• Priority and multitask skills

HOURLY PAY RANGE

16.50-23.00

LOCATION

240 N San Joaquin St
Stockton CA , 95202