Savings Plans
A variety of Savings Plans for the way you want to bank
Bank of Stockton has a number of ways to avoid service charges, and all accounts include Internet Banking, Bill Pay, Mobile App with Mobile Deposit and Mobile Bill Pay, Text Alerts, Online and Mobile Security, Balance and Transaction Alerts, Debit Card, and 24 Hour Phone Banking.
Not sure? Compare Savings Plans
Personal Money Market
Interest compounded daily and paid monthly on collected balances, unlimited deposits, and monthly statement
Personal Money Market
Features & Benefits
- Money Market Rates
- Unlimited Deposits
- Free Money Market tri-pack with special checks and pre-encoded deposit slips
- Monthly statement
Opening Deposit
- $100
Interest
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
Monthly Fee
-
$8.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $2,500 or
- Maintain an average daily collected balance of $5,000
Transaction Fee
- A $10.00 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6.
Ideal Customers
- N/A
Special Features
- N/A
Personal Money Market
Interest compounded daily and paid monthly on collected balances, unlimited deposits, and monthly statement
Features & Benefits
- Money Market Rates
- Unlimited Deposits
- Free Money Market tri-pack with special checks and pre-encoded deposit slips
- Monthly statement
Opening Deposit
- $100
Interest
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
Monthly Fee
-
$8.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $2,500 or
- Maintain an average daily collected balance of $5,000
Transaction Fee
- A $10.00 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6.
- Ideal Customers Not Applicable
- Special Features Not Applicable
Premium Money Market
Premium Money Market rates on balances of $50,000 and above. Unlimited Deposits and Monthly statement
Premium Money Market
Features & Benefits
- Premium Money Market rates on balances of $50,000 and above
- Unlimited Deposits
- Free Money Market tri-pack with special checks and pre-encoded deposit slips
- Monthly statement
Opening Deposit
- $100
Interest
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
Monthly Fee
-
$18.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $10,000 or
- Maintain an average daily collected balance of $20,000
Transaction Fee
- A $10.00 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6.
Ideal Customers
- N/A
Special Features
- N/A
Premium Money Market
Premium Money Market rates on balances of $50,000 and above. Unlimited Deposits and Monthly statement
Features & Benefits
- Premium Money Market rates on balances of $50,000 and above
- Unlimited Deposits
- Free Money Market tri-pack with special checks and pre-encoded deposit slips
- Monthly statement
Opening Deposit
- $100
Interest
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
Monthly Fee
-
$18.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $10,000 or
- Maintain an average daily collected balance of $20,000
Transaction Fee
- A $10.00 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6.
- Ideal Customers Not Applicable
- Special Features Not Applicable
Savings
A traditional savings account with interest. Opening deposit amount waived for minors.
Savings
Features & Benefits
- A traditional savings account with interest.
Opening Deposit
- $100
- Opening deposit amount waived for minors.
Interest
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
Monthly Fee
- $2.00 includes electronic statement
- Add $1.00 for paper statement
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $300 or
- Maintain an average daily collected balance of $600
Transaction Fee
-
A $2.00 charge will apply for each withdrawal that exceeds the monthly limit of 3.
(This charge is waived with a minimum daily balance of $2,500 or more. )
Ideal Customers
- N/A
Special Features
- N/A
Savings
A traditional savings account with interest. Opening deposit amount waived for minors.
Features & Benefits
- A traditional savings account with interest.
Opening Deposit
- $100
- Opening deposit amount waived for minors.
Interest
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
Monthly Fee
- $2.00 includes electronic statement
- Add $1.00 for paper statement
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $300 or
- Maintain an average daily collected balance of $600
Transaction Fee
-
A $2.00 charge will apply for each withdrawal that exceeds the monthly limit of 3.
(This charge is waived with a minimum daily balance of $2,500 or more. )
- Ideal Customers Not Applicable
- Special Features Not Applicable
Regular Certificates of Deposit
Those able to maintain high balances with no immediate need for their funds.
Regular Certificates of Deposit
Features & Benefits
- Funds may be withdrawn or automatically renewed at maturity.
- Market rates fixed until maturity
Opening Deposit
- Minimum $2500
Interest
- Inquire about current rates.
Monthly Fee
- None
Ways to Avoid Monthly Fee
- N/A
Transaction Fee
- N/A
Ideal Customers
- Those able to maintain high balances with no immediate need for their funds.
Special Features
- Market rates fixed until maturity
- Inquire about our terms.
- Funds may be withdrawn or automatically renewed at maturity.
Regular Certificates of Deposit
Those able to maintain high balances with no immediate need for their funds.
Features & Benefits
- Funds may be withdrawn or automatically renewed at maturity.
- Market rates fixed until maturity
Opening Deposit
- Minimum $2500
Interest
- Inquire about current rates.
- Monthly Fee None
- Ways to Avoid Monthly Fee Not Applicable
- Transaction Fee Not Applicable
Ideal Customers
- Those able to maintain high balances with no immediate need for their funds.
Special Features
- Market rates fixed until maturity
- Inquire about our terms.
- Funds may be withdrawn or automatically renewed at maturity.
Jumbo Certificates of Deposit
Those with an excess of funds can benefit from a higher interest rate than our regular CD.
Jumbo Certificates of Deposit
Features & Benefits
- Market rates fixed until maturity
- Inquire about our terms.
- Funds may be withdrawn or automatically renewed at maturity.
Opening Deposit
- Minimum $250,000
Interest
- N/A
Monthly Fee
- None
Ways to Avoid Monthly Fee
- N/A
Transaction Fee
- N/A
Ideal Customers
- N/A
Special Features
- N/A
Jumbo Certificates of Deposit
Those with an excess of funds can benefit from a higher interest rate than our regular CD.
Features & Benefits
- Market rates fixed until maturity
- Inquire about our terms.
- Funds may be withdrawn or automatically renewed at maturity.
Opening Deposit
- Minimum $250,000
- Interest Not Applicable
- Monthly Fee None
- Ways to Avoid Monthly Fee Not Applicable
- Transaction Fee Not Applicable
- Ideal Customers Not Applicable
- Special Features Not Applicable
Choose Your Plan
Your savings needs are as individual as you are, so we offer short and long-term investment programs
Personal money market
Premium money market
Savings
Regular certificates of deposit
Jumbo certificates of deposit
Features & Benefits
- Money Market Rates
- Unlimited Deposits
- Free Money Market tri-pack with special checks and pre-encoded deposit slips
- Monthly statement
- Premium Money Market rates on balances of $50,000 and above
- Unlimited Deposits
- Free Money Market tri-pack with special checks and pre-encoded deposit slips
- Monthly statement
- A traditional savings account with interest.
- Funds may be withdrawn or automatically renewed at maturity.
- Market rates fixed until maturity
- Market rates fixed until maturity
- Inquire about our terms.
- Funds may be withdrawn or automatically renewed at maturity.
Opening Deposit
- $100
- $100
- $100
- Opening deposit amount waived for minors.
- Minimum $2500
- Minimum $250,000
Interest
- Interest compounded daily and paid monthly on collected balances.(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
- Interest compounded daily and paid monthly on collected balances.(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
- Interest compounded daily and paid monthly on collected balances.(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
- Inquire about current rates.
- N/A
Monthly Fee
- $8.00(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
- $18.00(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
- $2.00 includes electronic statement
- Add $1.00 for paper statement
- N/A
- N/A
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $2,500 or
- Maintain an average daily collected balance of $5,000
- Maintain a minimum daily balance of $10,000 or
- Maintain an average daily collected balance of $20,000
- Maintain a minimum daily balance of $300 or
- Maintain an average daily collected balance of $600
- N/A
- N/A
Transaction Fee
- A $10.00 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6.
- A $10.00 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6.
- A $2.00 charge will apply for each withdrawal that exceeds the monthly limit of 3.(This charge is waived with a minimum daily balance of $2,500 or more. )
- N/A
- N/A
Ideal Customers
- N/A
- N/A
- N/A
- Those able to maintain high balances with no immediate need for their funds.
- N/A
Special Features
- N/A
- N/A
- N/A
- Market rates fixed until maturity
- Inquire about our terms.
- Funds may be withdrawn or automatically renewed at maturity.
- N/A
Choose Your Plan
Your savings needs are as individual as you are, so we offer short and long-term investment programs
Features & Benefits
Opening Deposit
Interest
Monthly Fee
Ways to Avoid Monthly Fee
Transaction Fee
Ideal Customers
Special Features
Personal Money Market
- Money Market Rates
- Unlimited Deposits
- Free Money Market tri-pack with special checks and pre-encoded deposit slips
- Monthly statement
- $100
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
-
$8.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
- Maintain a minimum daily balance of $2,500 or
- Maintain an average daily collected balance of $5,000
- A $10.00 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6.
- N/A
- N/A
Premium Money Market
- Premium Money Market rates on balances of $50,000 and above
- Unlimited Deposits
- Free Money Market tri-pack with special checks and pre-encoded deposit slips
- Monthly statement
- $100
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
-
$18.00
(Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
- Maintain a minimum daily balance of $10,000 or
- Maintain an average daily collected balance of $20,000
- A $10.00 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6.
- N/A
- N/A
Savings
- A traditional savings account with interest.
- $100
- Opening deposit amount waived for minors.
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
- $2.00 includes electronic statement
- Add $1.00 for paper statement
- Maintain a minimum daily balance of $300 or
- Maintain an average daily collected balance of $600
-
A $2.00 charge will apply for each withdrawal that exceeds the monthly limit of 3.
(This charge is waived with a minimum daily balance of $2,500 or more. )
- N/A
- N/A
Regular Certificates of Deposit
- Funds may be withdrawn or automatically renewed at maturity.
- Market rates fixed until maturity
- Minimum $2500
- Inquire about current rates.
- None
- N/A
- N/A
- Those able to maintain high balances with no immediate need for their funds.
- Market rates fixed until maturity
- Inquire about our terms.
- Funds may be withdrawn or automatically renewed at maturity.
Jumbo Certificates of Deposit
- Market rates fixed until maturity
- Inquire about our terms.
- Funds may be withdrawn or automatically renewed at maturity.
- Minimum $250,000
- N/A
- None
- N/A
- N/A
- N/A
- N/A