About Us
Who we are
The Bank of Stockton is a unique and wonderful banking experience. Not only will you meet officers, lenders and staff that have worked with the bank for years, you will find people that live and work in your community, just like you, that care about the community. Bank of Stockton’s lending experience is quick due to local decision-makers who can be nimble and creative with financing to meet your needs.
Celebrating over 150 years in banking, Bank of Stockton has survived recessions, Depressions, World Wars and cyclical downturns throughout its history, and has been touted for its strength and stability in the banking industry. Bank of Stockton believes in reinvesting in the communities it calls home, to better those communities, and in giving back to the communities in the form of time, expertise and contributions, with many employees volunteering to support local organizations as well.
Growth Highlights
Below is a pictorial timeline highlighting some of the significant milestones in the Bank's history from its establishment in 1867 to the present day. To read more about our amazing 150 year history, click here.
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1867
Bank of Stockton opens its doors for business on 179 El Dorado St. in Stockton, sharing space with the Union Copper Mining Company. J.M. Kelsey is elected the first president and $100,000 worth of business is done within the first month.
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1875
Bank of Stockton outgrew its first location. Board voted to rent the McKee Building on the corner of Hunter and Main St. in Stockton for a mere $220 per month, minus $50 for subletting the basement
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1877
L.U. Shippee elected as 2nd President following the death of President Kelsey. He had large farming interests and brought the 1st State Fair to Stockton
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1893
Fred M. West elected 3rd President. He was a County Treasurer, helped bring the Santa Fe and Western Pacific Railroads to Stockton, and was the first President of the Stockton Chamber of Commerce
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1906
Bank of Stockton opens 3rd location, built on the corner of Main and San Joaquin Streets known as “Stockton’s First Skyscraper”
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1909
R.E. Wilhoit elected 4th President. He was a County Supervisor, Recorder, City Council President and Board of Education President
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1917
Eugene L. Wilhoit elected 5th President. He was instrumental in bringing College of the Pacific (now University of the Pacific) to Stockton and was on Pacific’s Board of Regents
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1949
R.L. Eberhardt elected 6th President. He was on the Port Commission and County Fair Board, and President of the California Bankers Association and on the Board of Regents at UOP
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1960
Bank of Stockton Headquarters Branch built on corner of Miner and San Joaquin Streets in Stockton
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1963
R.M. (Bob) Eberhardt elected 7th President. He was the President of the Independent Bankers Association of Northern California, on the Board of Regents at UOP, was the youngest President of the California Bankers Association and the Chair of the Bankers’ Responsible Government Committee
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1970
Bank of Stockton’s first branch is built on the corner of Ben Holt and Pacific Avenue in Stockton, called “Carson Oaks”
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1980
Bank of Stockton grows with the purchase of MidCal National Bank and gains branches in Lodi, Tracy, Manteca and Pine Grove. ATMs installed at Bank of Stockton locations
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1990
Bank of Stockton builds a new branch on Quail Lakes Drive in Stockton and expands its presence to Ripon with the purchase of the Royal Oaks savings and Loan branch.
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1990
Bank of Stockton acquires the photo collection of late photographer Leonard Covello, and the Bank of Stockton Archives is born with the purpose of gathering and preserving local historical photographs
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1992
The era of banking conveniences takes off with Bank of Stockton offering ATM and point of sale networks, Access 24 telephone banking with balance information,and the Check Imaging System that replaced cancelled checks with check copies
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1994
Douglass M. Eberhardt elected 8th President following the passing of his brother, Bob. Doug continues the tradition of strength, service and philanthropy, serving on many community organizations. His passion for service innovation has made Bank of Stockton a banking leader, and the first to offer new technologies that have revolutionized the way our customers bank.
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1995
Bank of Stockton is the first community bank west of the Mississippi to offer Internet banking and launch a bank website
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1997
Bank of Stockton continues to grow with the building of a new Manteca Office and the purchase of two Bank of America branches in Angels Camp and Rio Vista
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1997
Bank introduces MasterMoney Debit Card and is first in the state to offer Internet Banking with Check Imaging and Deposit Detail
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1999
Bank of Stockton reaches $1 Billion in Assets and opens a dedicated Online Banking Department to assist customers with Internet banking
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2003
Oakdale branch opened on the corner of Highway 120 and Yosemite, bringing Bank of Stockton banking services to Oakdale. Bank of Stockton reaches $1.75 Billion
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2006
Bank of Stockton grows again with opening of a newly built branch in Elk Grove
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2007
Bank of Stockton secures the short code “banker” and launches mobile text banking
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2008
Continued growth with the opening of a newly built branch on Dale and Pelandale in Modesto
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2009
Bank of Stockton continues to grow with the purchase of a Wachovia branch in Sonora, and introduces Mobile Text Alerts
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2011
Bank introduces Image ATMs that require no deposit receipts
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2013
Bank introduces its own Mobile App with mobile deposit
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2014
Bank of Stockton breaks ground for a new Oakdale location on Highway 120 to better serve a growing customer base.
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2015
Continued growth with the purchase of First Bank, adding branches in Napa, Brentwood and Fairfield. Assets reach $2.4 billion, 19 branches in 16 cities in 9 counties
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2017
Douglass M. Eberhardt II elected 9th President. With over 29 years at Bank of Stockton, he has worked alongside his father, Doug Sr., and continues the tradition of strength, service and commitment to the communities we serve.
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2017
Bank of Stockton celebrated its 150th anniversary on August 12th.Bank consolidates Modesto, Turlock and Elk Grove Commerce Bank brands into Bank of Stockton so all branches have the same bank name Assets reach $2.9 Billion
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2018
Bank of Stockton reaches $3.1 Billion in Assets. Douglass M. Eberhardt II elected C.E.O. and Chairman of the Board following the passing of his father, Douglass M. Eberhardt, Sr. Doug II worked side by side with his father for over 25 years, and proudly continues the traditions of strong leadership, safety, personalized service and innovation that have characterized the bank.
Community Relations
Since 1867, we've believed in giving back to the communities that we serve in the form of donations, community involvement and volunteer time. Our employees are your friends and neighbors. We believe in working hard to make our communities a better place to live. You'll notice that many Bank of Stockton employees are involved through out the community donating numerous hours of volunteer time, work and expertise where they are needed. Our long standing tradition of community involvement makes us proud.
Giving Back to the Communities we serve
Bank of Stockton believes in reinvesting in the communities it calls home, to better those communities, and in giving back to the communities in the form of time, expertise and contributions. If you are interested in seeking a donation or sponsorship, please click “Learn More” to review our set of guidelines so that we can better understand the needs of your organization and evaluate your request.
Donation- Sponsorship Requests Should be Mailed To:
Bank of Stockton Marketing Department (P.O.Box 1110 Stockton, Ca 95201)
You may fax your request to: 209-929-1434
For Questions, Please Call: 209-929-1246