Let us help you with your Auto/Personal Loan Payment

If you are having difficulty making the payments on your auto or personal loan with our bank, you may be eligible for a loan "workout" or "modification." We have outlined several options available to you that can provide the financial assistance you need. For additional information or to discuss how we can help you, please call 209-929-1210 or 1-800-611-1210. We want to help you as much as possible.

Options to help with loan payments*:

  • One or two month extensions of your payment due date
  • Due date changes
  • Alternative payment arrangements
    We can work with you to develop a repayment plan for any payments you have missed.
  • Loan modification or rewrite
    We may be able to modify the terms of your loan. A loan modification could include changing the interest rate, changing the term, or adding delinquent payments to the balance of the loan.
    *Certain requirements apply to the above options; contact one of our loan specialists to discuss.

What information should I have available when discussing options?

  • All loan documents
  • Current financial statement
  • Payroll stubs/statements
  • Recent tax returns

Who can I contact?
Contact one of our friendly loan specialists at 209-929-1210 or 1-800-611-1210 during regular business hours of Monday-Friday, 9:00 a.m. to 5:00 p.m.